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Labels: Declaring Bankruptcy
posted by Aaron Joslin @ 7:06 AM
3 comments
3 Comments:
Most importantly, don't be a victim. Heed good advice from friends and family, or people you trust on this forum (If anybody is left). Stay clear from people and businesses that want to take advantage of you. You'll feel better!
The most-asked question: 'How should debts included in bankrutpcy be showing on my credit reports ?'
The answer:
All debts that were included in your bankruptcy should be reporting with a ZERO balance, show ZERO due, show nothing past due after the date of your bankruptcy filing, and should be noted as "included in bankruptcy' or similar verbage.
Don't worry about the "deficiency" judgment as that can be discharged. BUT you will have the "repo" on your credit reports.
#BREAK
The rule about credit cards is you cannot charge more than $500.00 on any ONE card 90 days before filing bk.
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