Introduction to Bankruptcy Law
How To Settle Your Debts
How to Settle Your Debts
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Declaring Bankruptcy
You will now be in a position to prove to many businesses that you are willing to pay them the higher interest rates they can ask for. As hard as it is to think about, bankruptcy may be what you need to see your way through financial hardship. How you will repay your creditors will be discussed by your lawyer and creditors after you have proven you are having financial problems at the moment.
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Holding Your Space In Critical Conversations
Fri, 25 May 2007 00:04:49 GMT
I was having a discussion with an executive coach about how you remain comfortable when having a potentially difficult conversation. There are a lot of theories about this and to some degree everyone will do it differently.
One of the interesting thoughts that arose was that the course of a conversation can go in many directions and you will not necessarily know how it will turn out. All possibilities can exist at one moment. You need to remember you are not the only party to that conversation. What the other person says or how they react or their tone of voice can totally change the outcome. Their reaction may ultimately trigger you to move in another direction. This has been true for me in a number of difficult conversations that I have had.
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posted by Aaron Joslin @ 3:02 PM
6 comments
6 Comments:
BKforum.com is a support community for all your financial hardships. Life has its ups and downs, and in this community, we will try to help each other deal with the downs and celebrate the ups.
BKforum.com is a support community for all your financial hardships. Life has its ups and downs, and in this community, we will try to help each other deal with the downs and celebrate the ups.
I've noticed that in the last few months, CH7 filers who are on the edge of a 13 are being scrutinized more heavily than before-
#BREAK
if you get to the point where you must file, best thing to do..get a good lawyer, be 100% open and honest in every aspect of the filing, and be prepared to spend some sleepless nights and stressful days. In the end though, if you were 100& honest and did not violate any of the BK laws, your fresh start will be here and you get a second chance. I know I tried every possble way to avoid filing, but in the end, it was all I had left, so I had to.
#BREAK
I just retained a very experienced bk attorney about 2 weeks ago. This attorney is actually trying to become a trustee. I am paying $1500 for a chapter 7 + filing fees + education cost.
The most-asked question: 'How should debts included in bankrutpcy be showing on my credit reports ?'
The answer:
All debts that were included in your bankruptcy should be reporting with a ZERO balance, show ZERO due, show nothing past due after the date of your bankruptcy filing, and should be noted as "included in bankruptcy' or similar verbage.
Thank you very much for putting this so clearly in one location.
I've noticed that in the last few months, CH7 filers who are on the edge of a 13 are being scrutinized more heavily than before-
#BREAK
if you get to the point where you must file, best thing to do..get a good lawyer, be 100% open and honest in every aspect of the filing, and be prepared to spend some sleepless nights and stressful days. In the end though, if you were 100& honest and did not violate any of the BK laws, your fresh start will be here and you get a second chance. I know I tried every possble way to avoid filing, but in the end, it was all I had left, so I had to.
#BREAK
I just retained a very experienced bk attorney about 2 weeks ago. This attorney is actually trying to become a trustee. I am paying $1500 for a chapter 7 + filing fees + education cost.
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